If there is one kakanin or dessert that I like the most, it is Espasol. It is a cylindrical-shaped rice cake which originated from the province of Laguna. It is made of toasted glutinous rice flour, coconut milk and sweetened coconut strips, dusted with toasted rice flour. I used to ask friends and colleagues to buy me some when they go to Laguna. Nowadays, I order from a local delicacy ...
In my quest for an investment and savings plan that can help me properly manage my finances now and in the future, I joined a local multi-purpose cooperative. This is not my first time to be involved in such a group. I totally removed the negative connotation of cooperatives in my system as “magulo” (riotous) and only involves “utang” (credit or loan). I treat it now as a way of saving money. My investment or share is what they call “untouchable money”. This is because, you cannot use your money ...
